Alternative Risk Solutions
PERMA provides alternative risk solutions and expertise to organizations in the public entity and private business sectors. With more than 25 years of direct experience, PERMA has a deep understanding of every aspect of alternative risk solutions from markets and regulatory requirements to management, underwriting, and loss control. Our team of professionals has a proven track record of providing leadership and innovation in the financing and management of risk and the proactive delivery of essential coverages and loss control techniques – allowing clients to take control and stabilize the cost of risk over time.


Gabel Associates is an energy, environmental and public utility consulting firm based in Highland Park, New Jersey.

Gabel Associates is an energy, environmental and public utility consulting firm based in Highland Park, New Jersey. We dedicate our economic, marketplace, technical, regulatory, environmental and financial expertise and experience to provide valuable services to diverse clients, from energy users to generators, public utilities, and regulatory agencies. We have successfully assisted public and private sector clients in implementing strategic energy plans to reduce costs and enhance environmental quality.

Steven Gabel, the President of Gabel Associates, started the firm in 1993 with the goal of providing a wide range of economic, technical, regulatory and marketplace advice and analysis in the energy and environmental industries.

For 25 years we've provided quality energy consulting services and strategic insight to our clients. Our expertise ranges from large bulk power generation to single customer applications.

The firm possesses a unique combination of skills: an in-depth understanding of various energy marketplaces; extensive expertise in economic, environmental, and financial analysis; regulatory and policy knowledge; and, significant experience in renewable, energy efficiency, and traditional generation project evaluation and development.


We are also leaders in the clean energy industry, with extensive experience in renewable energy, energy efficiency, and environmental markets.


Maley Givens delivers a proven team that has counseled public and private clients on developing and implementing strategies that achieve client's goals.

In its many successful projects, Maley Givens is more than just the lawyer.


M. James Maley, Jr. is the principal of Maley & Associates, P.C. Mr. Maley regularly represents New Jersey municipalities, County agencies and private developers in the redevelopment of commercial, industrial and residential areas in projects utilizing public and private lands and funds. He regularly counsels governments and business interests on a broad spectrum of issues.

Since 1997, Jim Maley has served as the Mayor of the Borough of Collingswood, where he has served in elected office since 1989. His experience as a local elected official, combined with a keen understanding of the law, has proven an invaluable resource in the counseling of government and business clients on the inner workings of governmental process ranging from environmental permitting, tax abatement, land use approvals, eminent domain, contracts and every topic of business and law that arises in commercial and real estate transactions in the State of New Jersey.

He is a frequent lecturer and speaker on redevelopment law. He serves as Special Counsel to a broad range of New Jersey municipalities, has acted as Special Counsel to county economic development offices and has served as Solicitor for New Jersey municipalities.


Mr. Maley has litigation and trial experience in commercial and environmental matters. He has acted as trial counsel in employment, environmental, admiralty, insurance and general contract actions, including complex and class action litigation. His trial experience is in the State and Federal Courts of New Jersey and Pennsylvania.


Mr. Maley is a member of the Executive Committee of the Camden County Municipal Joint Insurance Fund. He serves as the Chairman of the New Jersey League of Municipalities Economic Development Committee. Mr. Maley is also a member of the Maritime Law Association and the American, New Jersey State and Camden County Bar Association.


In order to succeed in today’s complex business environment, expert advice and solid financial results you can trust are critical to your operations. Through proactive strategies and innovative solutions, we provide quality accounting, auditing, tax and business advisory services to help you understand and optimize results so your organization can succeed. 

At Nisivoccia LLP, we put our clients first. Our partners and professional staff will understand your operations, priorities and goals and then work as part of your team to achieve success through advice you can understand, results you can bank on and strategies that make business sense.

Founded in 1970, we serve clients in New Jersey and the surrounding metropolitan area. Because each client has a unique situation, Nisivoccia LLP offers a complete set of services that spans all business applications and industries. Our firm will identify, personalize and deliver the right services so you can succeed. In addition to a traditional accounting and business services, Nisivoccia LLP has maintained specialties in the following industries: 

  • Construction Contractors

  • Healthcare and Dental Providers and Facilities

  • Employee Benefit Plans

  • Governmental Entities

  • Manufacturing and Distribution

  • Not-for-Profit Organizations

  • Private Enterprise and Family Owned Businesses

  • Real Estate Developers and Managers